Home loans are an extremely important component of your life. However, despite the significance, most banks and financial institutions make the mortgage process extremely difficult, convoluted and overwhelming. We try to completely flip that paradigm and create a simple, smooth experience.
With plenty of realtors now requesting a pre-approval letter, we highly recommend our members to reach out to our mortgage department as early in their home buying journey as possible. We are extremely competitive in terms of interest and most members usually find us to have lower interest rates in comparison to larger banks. Our team is here to help members accomplish their goals, not create more obstacles.
Our mission of personalized service extends through all components of our mortgages. Louisiana USA does not believe in a one-size-fits-all approach, especially when it involves something as intimate as a home. Whether you are a first-time homebuyer, upgrading your current home, or wanting to acquire land – we can help. We offer a variety of loans including conventional, FHA, VA and rural development. Members can select from terms of 5,10,15,20 or 30 years.