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Our 2020

Visa Credit Cards

As a Louisiana USA member, you have access to all of the perks our low-rate credit card offers with the same close-knit relationships and service you love. Whether you’re using it for daily expenses, debt consolidation, large purchases or to build credit history, a Louisiana USA Visa credit card should be in your wallet.

One Card For

Every Need

Key Features:

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Points on your purchases that never expire!

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No Balance Transfer or Cash Advance Fees

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25 Day Interest-Free Grace Period on Purchases

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Card rates as low as 8% APR in comparison to the average of 13-24%

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No Annual Fees

Why Do You Need a Credit Card?

Debit cards are useful, but credit cards offer more perks with every purchase and protection from unforeseen circumstances!

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Accepted in all places

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Built-in fraud protection

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Earn rewards with every purchase

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Build your credit score if used responsibly

PORCH PIRACY PROTECTION

When you use your covered Louisiana USA debit or credit card, your new purchases can be protected against theft from your home or other location with Theft Only Purchase Security.
To learn more about this benefit or to file a claim, go to cardbenefitservices.​com or call at 1-800-628-8472.
Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered account to secure transactions. Please refer to your Guide to Benefits for further details.

REPORT LOST OR STOLEN CARDS

To report a lost or stolen card, call us at (225) 292-8910 during business hours or call the Visa Hotline after hours at (800) 528-2273.

Lobby hours are 8:30 am to 4:30 pm on Monday, Tuesday, Thursday and Friday, and from 9:00 am to 4:30 pm on Wednesday.

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