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As a Louisiana USA member you have access to many perks and privileges including those offered by our low-rate credit card. Why not take advantage of this affordable, versatile financing tool? Whether you’re using it for daily expenses, debt consolidation, large purchases, or to build credit history, a Louisiana USA Visa Credit Card is the card that should be in your wallet.

ACCOUNT TYPE FEATURES
Visa Rewards Credit Card
  • APR as low as 8.00%
  • No Annual Fees
  • 25 Day Interest Free Grace Period on Purchases
  • No Balance Transfer Fees
  • Earn REWARDS points on your purchases!

Features & Benefits

OVERDRAFT PROTECTION

Overdraft protection provides peace of mind for those occasional, unintentional mistakes that cause your checking account to become overdrawn. Louisiana USA overdraft protection automatically transfers funds to your checking account from a source you specify before it becomes overdrawn.

Overdraft protection transfers can be covered through a link to your savings account for just $5.00 per transfer. Or you can link to a source of credit such as your Louisiana USA Visa Credit Card or Credit Line at no charge.

Contact us today at (225) 292-8910 for more information and an application form.

CONSOLIDATE YOUR BILLS AND SAVE

Louisiana USA FCU offers a convenient way to manage your credit by consolidating all your credit card balances and rewarding you with valuable rates. To transfer your credit card balances to your Louisiana USA FCU Credit Card simply download and fill out the Balance Transfer Request and send it to us. We’ll take care of the rest!

PORCH PIRACY PROTECTION

When you use your covered Louisiana USA debit or credit card, your new purchases can be protected against theft from your home or other location with Theft Only Purchase Security.
To learn more about this benefit or to file a claim, go to cardbenefitservices.​com or call at 1-800-628-8472.
Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered account to secure transactions. Please refer to your Guide to Benefits for further details.

Report Lost or Stolen Cards

To report a lost or stolen card, call us at (225) 292-8910 during business hours or call the Visa Hotline after hours at (800) 528-2273.

Lobby hours are 8:30 am to 4:30 pm on Monday, Tuesday, Thursday and Friday, and from 9:00 am to 4:30 pm on Wednesday.

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