Loans

Loans are available for any need, including auto loans, mortgages, home improvement, debt consolidation, travel, recreational vehicles, and much more.

LOAN TYPEFEATURES

Auto & Truck

  • Finance up to 100% of purchase price, tax, title, license and service contracts
  • Terms up to 7 years (84 months)

Recreational Vehicle

  • Includes boats/motors/trailers, campers, motorcycles, jet skis, 4-wheelers, motor homes & other recreational vehicles
  • Terms up to 10 years (120 months)

Personal

  • Available for any reason
  • Terms up to 5 years (60 months)

Visa Credit Cards

  • Learn more about our credit options here.

Debt Consolidation

  • Combine multiple loans into a single lower monthly payment

Revolving Lines of Credit

  • Available for any reason
  • As you pay down the balance, funds become available again
  • Provides FREE overdraft protection for your checking account

Education Loans

  • Available for tuition, fees and other educational expenses
  • Terms up to 24 months

Home Equity Lines of Credit

  • Finance up to 90% of home’s value
  • Terms up to 10 years (120 months)

First Mortgages

  • 100% Financing Available
  • 10, 15, 20, & 30 Year Terms
  • Purchase or Refinance
  • Conventional, FHA, VA, RD and Jumbo products available
  • View rates and apply HERE

Second Mortgages

  • Finance up to 90% of home’s value
  • Terms up to 10 years (120 months)

Lot & Land

  • Finance up to 80% of appraisal value or sales price
  • Terms up to 10 years (120 months)

Share Secured

  • Borrow up to the balance in your savings or certificate accounts while still earning dividends on your deposits
  • Perfect for those needing to establish or repair credit

Terms subject to borrowing amount and credit worthiness.



 

© Copyright 2017, Louisiana USA Federal Credit Union. All rights reserved.